Manulife Financial

Manulife Financial is a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. Our international network of employees, agents and distribution partners offers wealth management products and services including individual life insurance, group life and health insurance, long-term care services, pension products, annuities, mutual funds and banking products. We provide asset management services to institutional customers worldwide and offer reinsurance solutions, specializing in property and casualty retrocession.

The Company operates in Canada and Asia through the brand name “Manulife Financial” and in the United States primarily through the brand name “John Hancock“.

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Family Term 101

Family Term insurance is Manulife’s low-cost option which helps meet the traditional protection needs of most individuals and families.

For example, Term insurance provides protection for things like:

  • Income replacement
  • Mortgage and debt coverage
  • Coverage for funeral expenses
  • Financial security for a family’s future
  • Child Protection Rider
  • Total Disability Waiver Rider
  • Accidental Death and Dismemberment Rider
  • Guaranteed Insurability Option Rider
  • Parent Protection Rider

To learn more, click here.

Synergy

Synergy offers one-of-a-kind insurance coverage, combining three policies in one affordable and easy-to-manage package. Synergy’s unique design provides protection against life’s everyday risks: disability, critical illness and early death.

Suitable for your personal and business needs, Synergy allows you to protect your family against the financial impact of the unpredictable, everyday risks we all face.

Synergy provides solid insurance protection across three high risk areas at one affordable price. The convenience and simplicity of Synergy allow you to manage one policy with one amount to pay while you cover the need for three essential types of insurance.

The flexibility of Synergy gives you and your loved ones the ability to:

  • Help protect your income if you are unable to work
  • Provide mortgage and debt protection
  • Supplement gaps in group disability, critical illness and life insurance coverage
  • Protect your family against the financial impact of loss of income due to injury, illness and premature death.

For more information on Synergy, click here or please feel free to contact us.

*Synergy is sold by, and is a registered trademark of The Manufacturers Life Insurance Company.

InsureRight

Are you protecting what’s most important?
Be sure. With InsureRight.

If something happened to you, you want to be certain you have the right coverage to protect your family, your lifestyle and everything you’ve worked hard to achieve. But there’s a lot to consider when buying insurance. What type of coverage is right for you? How much is enough?

With InsureRight, it’s simple to answer these questions. InsureRight will help outline what you need to consider so you can feel confident about the coverage you choose for your insurance needs. The InsureRight checklist is a great place to start. Begin with the step that’s right for you. And when you’re ready, visit InsureRight.ca for more tools that will help you take a closer look at your insurance needs.

For more information about InsureRight, please contact us.

 

Work. Family, Your home…

There’s a lot going on in your life and insurance is probably the furthest thing from your mind.

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Whole Life Insurance

Whole life insurance offers guaranteed, reliable coverage to last your entire lifetime. Ideal for personal and business needs, it provides permanent protection you can count on and guaranteed cash values that grow over time.

Performax Gold is a reliable whole life insurance solution backed by powerful guarantees and built for long-term tax-deferred growth.

Performax Gold can help you:

  • Further your retirement and estate planning
  • Build tax-deferred equity and cash value over time
  • Establish collateral for a bank loan
  • Fund education costs and other long-term expenses
  • Provide key person coverage
  • Leave gifts to children, grandchildren or a charity

With its flexible features and the variety of options (riders) available, Performax Gold allows you to customize and adjust your coverage as your lifestyle or business needs change.

To learn more, click here or contact us.

The Value Behind the Venture Series

The ability to earn an income is the single most valuable asset of any individual during their working years. Yet many Canadians overlook the need for income replacement insurance in their financial plans.

Others may assume that the traditional safety nets such as employer/government benefits or personal savings are enough to see them through. However, individual income replacement insurance is the only protection that is both comprehensive and portable, and provides a source of income that can be counted on during a period of otherwise complete uncertainty.

The Venture Series provides cost-effective coverage to a wide range of occupations. The basic plan provides total disability benefits, with Residual or Partial Disability riders also available.

To learn more, click here.